Software Development

Disability Insurance Decoder

Decode a disability insurance policy or employer LTD plan — own-occupation vs any-occupation, the benefit math after offsets and taxes, and the definitions that decide whether it pays. Use when someone asks 'is my disability insurance any good', 'decode my LTD policy', 'what does own-occupation mean', or 'how much would I actually get'. Produces a definition decode of the clauses that decide claims, the real benefit math after offsets, ranked red flags, and the questions to ask before relying on the coverage.

Publisher / source
mohitagw15856/pm-claude-skills (found on the CSV list)
Upstream record
mohitagw15856/pm-claude-skills
Version
Version 2
Published
Publication review
Approved for publication · recorded passed scan 2026-11-02
Content fingerprint
da18f14ff0f9393ebdd88f37c5b5d71de1f40da5e845d153f6b2d5452432be08